What this teaches
The Monzo and GoCardless founder (later YC partner) condenses raising ~$400M across six years into a practical guide: sequencing angels before VCs, running a tight process, and why business quality dominates fundraising tactics.
Why it matters
Firsthand advice from one of Europe's most successful fintech fundraisers, free of VC-side spin.
Key lessons
- Build the business first; fundraising tactics can't rescue a weak one
- Early angels are useful mainly for warm VC intros, not brand value
- Series A requires demonstrated product-market fit, not just a story
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